Wigan based, Mortgage and Insurance Advisors
Your home may be repossessed if you do not keep up repayments on your mortgage.
Whatever your mortgage/insurance plans are, we’re here to help
We have access to a comprehensive range of lenders to get you the most appropriate product for your circumstance. Our Mortgage and Insurance advice is based on years of experience. Our advisors have from 10 to 30 years extensive experience!
Service is the key to success
LR Finance endeavour to ensure all your information is processed correctly. We provide the lenders with the information they need to support your application. We deal with the surveyors and underwriters to ensure your application proceeds to a mortgage offer, as smoothly as possible.
LR Finance provide advice, backed up by a detailed report on our recommendation.
For an explanation of our fee structure – read the section How we are paid
Professional and Honest – read what our customers are saying.
How we are paid
Initial consultation is free of charge. There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £140 to £400 and this will be discussed and agreed with you at the earliest opportunity.
If you feel confident and comfortable with our proposition and you do decide to take our advice our services, all fees, charges, and commission will be discussed and confirmed to you. Typically, when we arrange a purchase, we charge £400. Payment is split into £200 on application and £200 upon receipt of your formal mortgage offer. Remortgage payment is split into £100 on application and £300 upon receipt of your formal mortgage offer and product transfer £140 at application for mortgages. Initial consultation is free of charge.
